Computer technology has revolutionized the work place. In today's competitive business world, easy access to information is critical. As firms become more dependent upon computer systems, they become more vulnerable to financial loss if their systems are damages or destroyed.
 
Your standard business property insurance may not cover the loss exposures of this equipment as well as it should. Lincoln Brokerage Computer Coverage Program, underwritten by highly rated insurance carriers, provides the extra protection you need — on a broad basis, with flexibility to meet your individual requirements.
 
Equipment such as computers, computerized telephone systems, disk and tape drives, printers, display screens, remote terminals, laptops, equipment and machinery, and data and media, can be covered under our Computer Coverage Program. The program is written on a comprehensive basis that protects you against most causes of loss, including loss to covered property while in transit or at temporary locations.
 
Standard Coverages included

• Hardware - Coverage includes your hardware and hardware of others for which you are liable.
• Data & Media - The policy will pay for the actual cost of reproducing or replacing the lost or damaged data and media, or the cost to replace blank media with substantially identical property.
• Business Income with Extra Expense - In case of business interruption due to a covered loss, normal operating expenses, including payroll and income that would have been earned or incurred, are covered. Coverage is also provided for the additional expenses necessary to continue normal operations following damage to hardware, data and media, and other covered property.

• Preservation of property - Covers loss incurred to property while being moved or temporarily stored, up to 30 days, to protect it from a covered loss.
• Debris Removal - The expense to remove debris of covered property up to 25% of the covered loss.
• Duplicate Data and Media - up to $50,000
• Additionally Acquired Premises -Covers the lesser of 20% of the highest single premises limit of insurance or $250,000.
• Additionally Acquired Hardware - Covers the lesser of 20% of the highest hardware limit of insurance or $250,000.
• Recharge of Fire Protection Systems -up to $50,000.
• Worldwide transit Extension- up to $15,000.
• Transfer Between Premises - Property is covered while in transit between scheduled premises, up to $100,000.
• Off Premises Power Supply Failure -- Covers loss caused by interruption of power supply service, up to $25,000.

• Earthquake
• Flood
• Data and Media Specified Value
• Office Personal Property

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