Commercial Lines - Restaurant Insurance

Food & Beverage Specialty Program: A complete package to answer your every insurance need

Lincoln Brokerage has offered its restaurant customers quality insurance products over the years. Today we have added a valuable product to our restaurant customers that is endorsed by the NJLBA & ESRTA.

This new product offers you coverage that is not often offered by other insurance carriers as it answers to the specific needs of the restaurant & tavern community. In addition to the Property & Casualty coverages we offer an exclusive Health Plan to the restaurant and tavern owners and employees.

Who is it for?

• Restaurant Owners
• Bars & Taverns
• Caterers & Catering Halls
• Clubs
• Food & Beverage Wholesalers & Suppliers

Property & Casualty Program Highlights

Carriers

• Colonial Indemnity Insurance Company
• Empire Insurance Group
• First Jersey Casualty & Liability Insurance Company
• General Accident Group
• Providence Washington Insurance Company
• Princeton Insurance Company
• Lloyds of London

Limits/Coverages

• Mercantile & Safe Burglary $5,000
• Mechanical Breakdown & Artificially Generated Electric Current $10,000
• Electronic Data Processing Equipment Systems Breakdown Coverage $10,000
• Back-up of Sewer & Drains $10,000
• Accounts Receivable $10,000
• Ordinance of Law $10,000
• Consequential Loss $10,000
• Adulteration Spoilage Change in Temperature $5,000
• Outdoor Signs $5,000
• Fire Department Service Charge $10,000
• Building Glass 200 per plate
• Property in Transit $5,000
• Newly Acquired or Constructed Property Up to $400,000
• Personal Effects & Property of Others $5,000
• Fine Arts $2,500
• Valuable Papers & Records $5,000
• Property Off Premises $7,500
• Outdoor Property $5,000
• Liability $1,000,000
• Liquor Liability $1,000,000
• Property up to $5,000,000

Available in the following States:

• New Jersey
• Pennsylvania
• New York

Healthcare Program Highlights

This plan is designed exclusively for Restaurants, Taverns, Clubs, Wholesalers, Suppliers and other Food & Beverage Proprietors who are members of the NJLBA or ESRTA Highlights:

• The Plan exists solely to serve the the food and beverage industry's healthcare needs
• Operates on a not for profit basis
• Insures NJ & NY businesses exclusively
• 100% coverage after deductible and coinsurance
• Your choice of PHYSICIAN
• Comprehensive medical coverage (inpatient & outpatient)
• Wellcare benefits
• Prescription Drug Card
• Unlimited Lifetime Benefits
• PPO: Preferred Provider Organization now available at low co-pay fee